Most people have their pump added on to their contents insurance as a ‘specified item’ for all risks. It costs nothing or very little.
However, you should ask your clinical commissioning group for a certificate of value AND ownership/responsibility. If they are not willing to provide this, then they should not expect you to insure their equipment, and it would be very difficult to make a claim on the insurance. Once you have that, you should be able to get it covered on your household insurance.
Who offers insurance for diabetes technology?
We are aware of only one company that offers insulin pump, CGM and Flash insurance. The company that created it is run by a pump user’s dad and these policies are handled by an overseeing agency. The policy will protect you from theft, loss or accidental damage, and any claims will not affect your household policy. Visit Insurance for Insulin Pumps for more information. This may well be the quickest way to get your pump, CGM transmitter or receiver, or Flash reader replaced if it goes missing – probably much quicker than dealing with your household insurance company or your clinic/clinical commissioning group.
We do not have any user feedback from people who have claimed on these policies.